Refer a Member
Let your members help you acquire new, high-quality members through trusted online and in-branch referrals.
Overview
Refer a Member is a pre-configured flow designed specifically for credit unions and banks. It’s built around the credit-union member lifecycle (Account Opened, Direct Deposit, Debit Card Usage, Account Qualified) and comes with intelligent defaults and CU-specific steps right inside Flow Builder. It ships ready to go so you can launch quickly, and you still have the flexibility to customize the flow to your program’s needs.
Key features
CU-specific flow & intelligent defaults Pre-configured steps for account open → account qualification, sensible pending/qualification defaults, and built-in logic to handle CU member events so launches are faster and more predictable.
In-Branch Referral Portal A simple portal employees use to record in-person referrals. Branch staff enter existing member (advocate) info, and new member info, which creates the referral relationship and ensures correct attribution and rewarding.
Printable Form A first-class share channel for members who prefer offline sharing: advocates can download a prefilled printable referral form to give to friends and family. Also, a new member who prefers to open an account in-person can bring the printed form to the branch; the form can optionally be pre-populated with the advocate's and friend's information to help with referral tracking.
Flexible rewards & fulfillment Supports multiple reward issuers and reward types (gift cards, account credit, and more). Account credit workflows are supported via outbound integrations/webhooks so clients can fulfill and confirm rewards reliably.
Promotions, emails & reminders CU-specific program communications are included (advocate/friend invitations, authentication, welcome, and reminder emails). Reminder emails are particularly useful to help new members complete the additional qualification steps after account open.
Rules, safety, & fraud prevention Built-in rules for entry and qualification help prevent fraud while keeping qualification simple.
Partner Integrations
You can use our partner integrations with Q2, Banno, and Candescent to easily connect Extole to your existing digital banking systems. Extole also supports a wide range of additional integration methods—including API-based, file-based, and client-side options, so you can launch a referral program using whichever approach best fits your environment.
Updated 19 days ago